Congratulations on taking the next big step toward owning a home! 🏡 As part of your loan process, you may be required to complete a first-time homebuyer education course—and trust me, it’s well worth your time.

This class isn’t just a requirement—it’s a powerful way to gain the knowledge and confidence you need to make smart, informed decisions throughout your homeownership journey.

🎓 Why This Course Is Required

Depending on your loan program (FHA, USDA, or select Fannie Mae/Freddie Mac options), completing a homebuyer education class is mandatory if:

  • You’re a first-time homebuyer, or
  • You’re using a program that offers reduced down payment or lower interest rate incentives.

📚 What You’ll Learn

This class is packed with practical guidance on:

  • Budgeting and saving for a home
  • Understanding the mortgage process
  • Key terms and responsibilities
  • Long-term homeownership success strategies

Most courses are designed to be completed online and at your own pace—some as quickly as 30–60 minutes!

✅ How to Complete the Class

Here’s what you need to do:

  1. Choose a course from an approved provider. I recommend:
  2. Complete the course—most are free and user-friendly.
  3. Download your certificate of completion.
  4. Send the certificate to me so we can include it in your loan file.

📌 Note: Only one borrower needs to complete the class unless otherwise required.

Need Help?

If you’re not sure which course to choose or need help accessing the right one, just reach out! I’ll guide you to an approved option that meets your loan guidelines.

Let’s Keep Things Moving

Getting this done early helps prevent any last-minute delays—and puts you one step closer to your new home.

Thanks again for choosing to work with me and GFS Home Loans. I’m here for you every step of the way.

— Rosalie Lowrey

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