Congratulations on taking the next big step toward owning a home! 🏡 As part of your loan process, you may be required to complete a first-time homebuyer education course—and trust me, it’s well worth your time. This class isn’t just a requirement—it’s a powerful way to gain the knowledge and confidence you need to make…

With Rosalie Lowrey – GFS Home Loans If you’re starting your homebuying journey, choosing the right mortgage lender is a big decision—but it doesn’t have to be overwhelming. The key is knowing what to look for, what questions to ask, and how to compare apples to apples. Here’s a simple guide to help you shop…

By Rosalie Lowrey – GFS Home Loans Your credit score plays a big role in your mortgage approval—and I’m here to help you improve it safely and effectively. I’ve reviewed your credit profile and created this custom plan to help you raise your score without any risk. These strategies are free, proven, and designed to…

One of the biggest questions I get from buyers is:“How much will I need to bring to closing?” It’s a great question—and one I make sure to answer clearly and thoroughly. At GFS Home Loans, I believe in preparing you for everything, so there are no surprises when it’s time to sign on the dotted…